A Will is a legal document stating in detail how you would like your estate to be distributed at death. Your estate is essentially all the assets you own at death plus any other insurance policies that pay out.
If you die without a Will you have died ‘Intestate’ and your estate will be distributed according to the law, irrespective of your personal wishes. Making a Will is your chance to state clearly how you would like your estate to be distributed after death and more importantly, you have the chance to tie up your affairs in a proper and acceptable manner.
Your financial advisor will be able to explain the legalities involved in setting up a Will.
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